Steady opportunity cost of accurate Excel, always stay highest-valued use of profit in investment market, diligent masters investment task (New version: Both US and HK market adopt this template):
Notebook & Desktop PC / Tablet / Remote version:
[Preview edition certainty by quality] [Investing.com global / Yahoo data: Screen size options]
Appropriately accurate for long & short term investment:
(* Clearly grasp investment revenue from our apps, with data stats for ETF trade by substitute with strategy)
(Suggestion from software: sell part of it if RSI > 90)
(* Agent hold inventory interface: update can be slower than other interfaces)
(Transaction volume on investing.com and transaction amount in app for comparison)
(Functions: Code input: save data: capital or lowercase letter / Quick: Add record button /
Database access: Password encryption / Tablet FTP to inactive database as desktop for company network /
Tablet + several Win10 & PCs: all PCs can control by mouse & keyboard /
Professional remote control by Windows Pro RDC / steady-permanent software and spare schedule software for certainty, e.g. Tablet + Win10 + Win11)
Software without program code (adopt encryption code – input data only, no function update): Software price $39980 is without encryption!
Federal Reserve will actively incline interest rates to avoid economic depression that benefit:
ETF market, temporary to medium Gold market & general Bond market (cost rise ~fifty cents per hundred recently):
+ Buying short term due Bond at different month can cause within 0.5% market price difference
+ Buying short term due Bond at different date or time can cause ~ 0.05% market price difference
+ Average agent fee is not major factor for ETF, Forex trade (Year 2025 buy cost at: 7.83, usually not very much difference: depends on amount & exchange rate difference)
+ Exclude market news, e.g.: U.S. government new details of tariff policy, forex and asset maybe rise while ETF falls (when ETF not keep much)
+ Average agent fee is major factor for experienced Bond trader (consider buying with Technical indicators, flexible to sell, less time supervision)
+ Bond profit: int. % p.a. calculation method = Approximately fast sell price − (Bond buy cost + Cost of items) / Invested days / (Bond buy cost + Cost of items)
+ Bond market: About 8 days rise & 2 days drop per 10 days, usually much smaller amount than ETF for general Bond (general period before about half month of bond due date)
+ Empirical investment user with several tens of thousands monthly income for continuous months
Promotion price: HK$3,998 for 2 years / + $2,000 install HKDS Primeval vanguard license & warranty of UVCS system.
(Poker game: Zheng Shangyou alike graph feature / High society client)
Year 2026: No professional version of Windows licenses needed (e.g. Home version)
Optionally professional setup from HKDS: Android mouse + kb (remote 2 Win10 or Win11 PCs)
Right for buying Universal Fund Verifiable Commercial System (SVCS upgrade version) software
(With most common Bollinger, RSI list, per annum interest rate calculation, buy commission calculation, sell commission calculation features...)
Comparison: HKDS Apps professional system provider, e.g.: use system 7 days: ~$38 fee (similar fee: get to trade preciously ~ per half to a month)
Comparison: Agent 1 provider (foreign large agent), e.g.: buy & sell per 7 days: ~$10 fee / medium forex rate
Comparison: Agent 2 provider (no easy-view charts), e.g.: buy & sell per 7 days: ~$32 fee
Comparison: Agent 3 provider (no easy-view charts), e.g.: buy & sell per 7 days: ~$35 fee
Comparison: Bank agent (stable capital investment), e.g.: buy ETFs per 7 days: @ ~$60 fee
(Average cost for reference only)
Step 1: [ Make payment ]
Step 2: [ Whatsapp payment slip & provide email address ]
Step 3: [ Receive 2 years license s/w installation pack in 8 days ]
For steady ETF investment: Usually ~2–10% yearly floating interest rate daily (max: − < 15% p.a., extreme: ~21% p.a.) (Daily maximum change: ~1.58% (> 27% yearly int. rate) rise, differentiable by different ETFs: Most rapid two ETFs of a month of 2025 in system are chosen for statistics (similar to Youtuber Henry's 4–6% ETF choices): Both are not VTI: *5–7% gain monthly, empirically bought in between: 6.8% purely gain / 2.1% by standard 23 / 12 trade days system statistics), as a result, with empirically next month investment salary income > HKD 40,000. By severally millions of dollars (cash: purchasing power) investment & below real case study: statistically > 95% ensure for receiving > 20% yearly interest rate at around 25th date of the month. Daily high price and daily low price are not mentioned above. [Standard calculation method]
Normally Buy signal (A) for ETF is MA line: price line approaches 10-Day MA or price line approaches 20-Day MA, and inversely view below charts. Sell signal (A): At top of Bollinger.: e.g. Index near value 1. Sell signal (B): MACD line is about to go downwards across EMA by obvious trend: Graphic 1,2: −0.61 % (point 16) −0.27 % (point 17) (MACD is 9-day average line of EMA thus grey in color). On the contrary, Buy signal (B): MACD line goes upwards across EMA: after point 26, +0.92%, +0.21 %, +0.52%, for yearly revenue rate, empirically achieve exact > 40% p.a. raise within a month (Extreme). Signal (C):
– Empirical notes i): Compare low-risk Bond, ETF & Gold chart trend (Compare other ETFs' Bollinger top) /
– Empirical notes ii): Keep constant. Observe longer term yearly % rate, e.g. by: Year to Date (YTD) [View] /
– Empirical notes iii): Cover (Prepared to add shares after plummet, consider buying at market starting price) /
– Empirical notes iv): Pre-market trend is foreseeable by HKDS trade information app or ETF system web (preview hrs ~16–21:30p.m., 4–8a.m.), order price can be not highest market price /
– Empirical notes v): Review cash flow & time deposit status (Diversification is most stable, hold amount of ETFs according to indicators & yearly interest % of days reference)
Significant trend index 10 days statistics:
e.g: Early August 2025 one of real ETFs interest rate according to market price & user ETFs price buy cost reference:
30.00% or above p.a. = 3 days (Assume: Invest all concentration on ETF with principal of minimum plan, around: above maximum salary income)
20.00% – 29.99% p.a. = 6 days (Assume: Invest all concentration on ETF with principal of minimum plan, around: empirical salary to maximum salary income range)
10.00% – 19.99% p.a. = 1 day (Assume: Invest all concentration on ETF with principal of minimum plan, around: target to empirical salary income range)
Less than 10.0% p.a. = Nil (Assume: Invest all concentration on ETF with principal of minimum plan, around: target salary range)
(** AUG 2025 new software function:
accurate data by recent 10 days average, comparable with today per annum interest rate: and feel the transaction decision by scientific data level) /
– Empirical notes vi): If: sell part of ETF shares, Bond procurement maybe arrange later to execute according to actual market change /
– Empirical notes vii): For highest fluctuation besides bond yield (market price can be big difference): Year 2050 Treasury Notes and Bonds can rise ~3% monthly, fall ~2.5% monthly (All software statistics of a month of 2025 by monthly ref.), volatility of days can be around 5%. hkdesignstudio.onlinewebshop.net/hkds_sub_domain will purchase other year bond before 3 months with ~4% p.a. with steady "buy & sell difference": accurate cost = show in securities agent app (Sell in advance / Callable bond, Redeemable bond may lower than 4% p.a. (e.g. ~3.1% p.a. for Bond 3.125% 2025/08 due) and need get money (exclude +1 to bank) at around ~ 5 days process time after due day) /
– Empirical notes viii): Maximum profit of bond: > 6% p.a. / Average cost & days of ETFs count by Excel, e.g. Fund $80 sell, $78 buy, buy cost is ~ $76 /
– Empirical notes ix): ETF market: About 7 days rise & 3 days drop per 10 days /
– Empirical notes x): Volatility expected for interval, frequency to trade (e.g. per 10 days, several days / mth, real transaction affects by many other factors) /
– Empirical notes xi): Exclude crisis such as government tariff effect (greatest drop of 5 years = ETFs react ~ max: # 5–6% daily for both 2 days), recover within a month /
– Empirical notes xii): Over ten years stock / basket of securities trade experience, provide professional software /
– Veteran notes xiii): Long term ex-dividend date, the longer time investment, the more steady situation, e.g. 3 – 10 years ETFs investment / forget yield
(Never fallen and worse off)
Apps (tailor-made web integration):
(Wireless keyboard + mouse)
Very convenient to bring outdoors, professional touch screen,
e.g. cafe / library temporarily use, high quality 220V 89200mAh 300W steady + USB fast charger: stable for using / quote new computers
(Very stable & fast speed equipment, > 100GB hard disk, can record security camera, program data encryption)
(Another Win10 for Now TV, RTHK, Youtube TVB Anywhere, scanner / printer functions, without data)
